Participant Resources
Smart(k)® offers a wide range of online resources to enable you to maximize the benefits of your retirement plan. These include:
Retirement Education Center
Our Retirement Education Center has easy-to-use tools to help you enroll in your company's retirement plan, see plan highlights and review educational materials about retirement saving strategies.
Participant Newsletters
Participant newsletters provide useful information about saving and investing in qualified retirement plans.
Calculators
A full line of planning calculators designed to help you determine your retirement needs and savings options.
My Retirement on the Go
Use our convenient app to access your account while you're on the go.
Contribution Limits Table
Each year, IRS regulations dictate the maximum contributions that can be made to qualified retirement plans.
Retirement Education Center
Our Retirement Education Center has easy-to-use tools to help you enroll in your company's retirement plan, see plan highlights and review educational materials about retirement saving strategies.
Please Note: You will need to enter your plan's R.E.C. ID in the form field and click enter to access your plan's Retirement Education Center. If you do not know your plan's R.E.C. code, please Contact Us
Retirement Education CenterGoRetire Mobile App
The ability to instantly check and track personal financial information via Smartphones and other mobile devices is rapidly becoming an important factor in the financial decision making of many Americans. GoRetire, our mobile app, provides participants with convenient and secure access to the entire suite of online account information, features, and transactions included with their plan.
The free GoRetire app is available for iOS (Apple) and Android devices.
Get the iOS Version Get the Android VersionContribution Limits
Each year, the IRS announces a number of limits that apply to qualified retirement plans. The table below summarizes some of these limits.
| 2025 Limit | 2024 Limit | |
|---|---|---|
| 401(k) Maximum Deferral (402(g) Limit) | $23,500 | $23,000 |
| Age 50 “Catch Up” Contribution Limit | $7,500 | $7,500 |
